OPAC on the Cusp Solution

Banks are facing a critical challenge in optimizing liquidity ratios due to the static classification of corporate client deposit accounts, leading to missed opportunities to affect key financial metrics like ROE and NIM. As market conditions fluctuate and regulatory pressures intensify, failing to adapt liquidity strategies in real time puts banks at risk of inefficiencies, reduced profitability, and weakened competitive positioning.

Our Digital Experts, built on Purple Fabric, monitor corporate client deposit accounts to identify those that can be reclassified as operational, improving liquidity ratios and reducing deposit outflows. It notifies relationship managers of accounts close to qualifying or disqualifying as operational, suggesting actions to drive account activity.