Underwriting Copilot Solution

Frequent changes in underwriting guidelines are creating a compliance risk crisis, making it increasingly difficult for underwriters to ensure consistency in risk assessments. Without real-time updates and streamlined decision-making, insurers face heightened exposure to regulatory penalties, financial losses, and reputational damage.

Our Digital Experts, built on Purple Fabric, compare extracted risk attributes from submissions against the carrier’s latest underwriting guidelines. Attributes are categorized into preferred, acceptable, and unacceptable, helping underwriters assess if negative attributes can be offset by positive ones with specific terms and conditions.